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NRI Investment Guide: Buying Property in India from Dubai / London / Singapore (2026)
Sangita Sharma · NRI Advisor· 1 Feb 2026 12 min read
Yes, you can buy remotely
OCI card-holders + NRI/PIO can buy residential + commercial property in India without RBI approval. Restrictions apply only for agricultural land, plantation and farm-houses on agri plots.
The 3 documents that unlock everything
1. Power of Attorney (embassy-attested) 2. NRE/NRO bank account 3. PAN card. Ziloxis handles all three via our partner CAs — turnaround 5-7 working days.
Tax + repatriation
TDS 20% (LTCG) or 30% (STCG) on sale. Up to 2 residential properties can be repatriated per year (USD 1 M cap). Section 54/54F reinvestment saves capital gains.
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