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NRI

NRI Investment Guide: Buying Property in India from Dubai / London / Singapore (2026)

Sangita Sharma · NRI Advisor· 1 Feb 2026 12 min read
NRI Investment Guide: Buying Property in India from Dubai / London / Singapore (2026)
Contents3 sections

Yes, you can buy remotely

OCI card-holders + NRI/PIO can buy residential + commercial property in India without RBI approval. Restrictions apply only for agricultural land, plantation and farm-houses on agri plots.

The 3 documents that unlock everything

1. Power of Attorney (embassy-attested) 2. NRE/NRO bank account 3. PAN card. Ziloxis handles all three via our partner CAs — turnaround 5-7 working days.

Tax + repatriation

TDS 20% (LTCG) or 30% (STCG) on sale. Up to 2 residential properties can be repatriated per year (USD 1 M cap). Section 54/54F reinvestment saves capital gains.

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