Commercial Property Loan — Purchase, LRD & Refinance
Commercial Property Loan and Lease-Rental-Discounting (LRD) at rates from 8.40%, LTV up to 70%, tenor up to 20 years. Ziloxis empanelled with 22+ banks and NBFCs — sanction in 7 working days, zero processing fee on first application.
Four non-negotiables we deliver on every mandate
SBI, HDFC, ICICI, Axis, Kotak, Bajaj Finserv, Tata Capital, Piramal, Edelweiss and more.
Lease-Rental-Discounting against registered lease — 85% of 12-year discounted rent.
DSA commission from the bank covers Ziloxis — no cross-sell, no hidden fees from your side.
Pre-sanction in 48 hrs, final sanction in 5-7 working days, disbursal in 10-12 days.
What's inside this project finance offer
- Loan products
- Commercial Property Purchase, LAP against commercial, Lease Rental Discounting (LRD), Construction Finance, Takeover + Top-up
- Interest rate
- 8.40% – 11.25% p.a. floating, benchmarked to Repo + 2.60%; fixed-rate 10.25% – 12.00% for 3 years
- Tenor
- Up to 20 years for purchase and LRD; up to 15 years for construction finance and takeover
- LTV
- Up to 70% of fair-market value for ready property; up to 60% for under-construction + 80% of lease NPV for LRD
- Ticket size
- ₹50 Lakh (minimum) → ₹500 Crore (institutional) — all pricing exclusive of GST on fees
- Processing fee
- 0% on first Ziloxis-sourced application (DSA pays-back); 0.25-1.00% on direct bank apps
All pricing exclusive of GST · Taxes extra · Terms as per signed mandate
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